2 Questions About Using Workers Compensation If You're Injured On The Job
Were you injured while on the job and not sure what to do? If so, you likely have some questions related to workers compensation that you need to know the answers to.
Will Filing A Workers Compensation Claim Anger Your Employer?
A common dilemma people run into when injured on the job is what the potential consequences are with their employer. Despite the injury, they may like their current job and hope to be working with their employer for the foreseeable future. However, there are fears that your employer may retaliate against you because you used workers compensation.
Know that employer retaliation is illegal when using workers compensation. While one of the most obvious forms of retaliation is being fired, there are more subtle forms of retaliation that you may be suffering from. For example, you may have your hours reduced or be put on less desirable shifts, receive a demotion with a reduction in pay, or lose access to a private office and are moved to cubicles.
You'll want to work with a workers compensation lawyer if you feel like you are a victim of workplace retaliation. Even a simple consultation can let you know if you have a valid case on your hand with workplace retaliation.
Should You Accept A Settlement For Your Claim?
A settlement typically involves accepting a large payout for all your past and future medical bills. A compromise and release style settlement means that you can no longer go back to the workers compensation provider and request more money if what you settled for comes up short. However, one of the biggest advantages is that you now have full say in your medical treatment. You can see the doctors that you want to see, accept or refuse getting certain procedures done, and things of that nature.
You also have the option to settle on permanent disability damage only. If you suffered any type of injury that is going to last the rest of your life, you can settle on that particular issue up to your state's maximum allowance, and then receive that money in the form of regular payments until you've reached the maximum allowance.
If you settle for permanent disability damage, know that you can still receive treatment through workers compensation for approved injuries and body parts. However, your medical treatments are still through the workers compensation system where you must use their approved doctors.